Edad Legal De Jubilacion 2023

From 1 January 2013, the age of access to the old-age pension depends on the age of the person concerned and the contributions accumulated throughout his working life, with the following objectives to be achieved: The Secretary of State for Social Security and Pensions, Israel Arroyo, said last Thursday, May 26, that the average amount of the check in the form of a single payment currently paid by Social Security to delay retirement beyond the legal minimum age in addition, it amounts to about 20,000 euros. When we talk about the retirement age, we are actually talking about the normal retirement age, which characterizes the possibility of retirement. If a worker reaches this age and fulfils the other conditions, he may retire if he has not previously opted for one of the modalities of early retirement. In 2023, the number of years required to qualify for 100% of the pension will be increased. However, this leads to a reduction in the amount of the pension through reduction coefficients for voluntary and forced early retirement schemes. These were amended in January 2022. The second modality, partial retirement without a relief contract, occurs when the employee has reached the normal legal retirement age and accesses partial retirement by signing a part-time contract with the employer. In this case, it is not necessary to sign a relief contract with another employee. The retirement age will continue to increase until 2027| A. Pérez Meca (Europa Presse) Although the current focus is on raising the retirement age in 2023, the increase will not stop there. This is part of a plan to gradually raise the retirement age for Spaniards, which will end in 2027. In this line, the ordinary retirement age will continue with increases to 67 in 2027 (those who have contributed less than 38 years and 6 months), so that those who want to retire at 65 must have contributed even longer.

However, anyone who wants to retire in 2023 should know that the average age required by Social Security is 66 years and 4 months if the time paid is less than 37 years and nine months. These will be the years when we will have to contribute if we want to get 100% of the pension. For this year 2022, if the contribution is higher than this number, it is possible to retire at the age of 65. Another possibility that exists is that of early retirement. This can be up to 24 months before the normal legal minimum age if it is a voluntary early retirement (i.e. from age 63 or from age 64 and 4 months in 2023 it depends on the years of contribution credited). If you start receiving benefits earlier, your benefits will be reduced by a small percentage for each month before full retirement age. It`s important to know at what age you can retire in 2023 without losing part of your pension amount. This way, you can have a quieter retirement when it comes to your bag.

In the case of voluntary early retirement, which is carried out according to the will of the employee, advances of up to two years from the normal retirement age are allowed, so that the age from which it can be chosen is 63 years for persons aged 37 and nine months and 64 years and four months for employees who do not reach this contribution. On the other hand, workers who have contributed 37 years and 9 months or more this year can retire at the age of 65. In the last year, the required contribution period increases by three months (from 37 years and 6 months to 37 years and 9 months). In addition, the retirement age increases by 2 months (from 66 years and 2 months to 66 years and 4 months). In 2022, the legal minimum age for ordinary retirement is 66 years and 2 months if less than 37 years and 6 months of contributions are credited. However, if 37 years and 6 months or more of the contribution are accumulated, the beneficiary may retire at the age of 65. The age of 65 will be maintained for those who apply the legislation before 1.1.2013 in accordance with the provisions of the fourth transitional provision. of lgss. Under no circumstances does the application of the coefficients for reducing the ordinary retirement age allow the person concerned to have access to the old-age pension at the age of 52; This restriction does not apply to employees of special schemes (coal mines and maritime workers) who, on 01.01.08, had recognised coefficients for lowering the retirement age to which the previous rules will apply. At the same time, in the event of involuntary early retirement resulting from an involuntary termination of the employment relationship, advances of up to four years from the normal retirement age are allowed. This means that employees can retire from the age of 61 when they reach age 37 and nine months of contributions. Otherwise, they can do it at 62 years and four months.

At the end of this transitional period, the ordinary retirement age from 2027 is 67 for those who have contributed less than 38 years and 6 months, and 65 years if a contribution period of 38 years and 6 months or more is accumulated. Next, it describes in detail what the retirement age will be in 2023, how many years you need to have contributed and what the requirements are to access the minimum pension. The retirement age will increase in 2023. In other words, to receive 100% of the pension that corresponds to you, you will have to retire later, as is already the case in 2022 compared to 2021. The contribution years required to receive 100% of the pension will gradually increase. From 2027, the normal retirement age will be set at 67, provided that the contribution period is less than 38 years and six months. In 2023, you will be able to retire at age 65 if you have contributed 37 years and 9 months or more. The following table provides examples of the percentage of the total amount of your pension benefits that you and your spouse would receive from age 62 to full retirement age.