Legal and General Multi Asset Pmc 3 Fund Factsheet

Ensure long-term investment growth by investing in a diversified range of asset classes. The diversified nature of the fund means that the fund is less likely to be exposed to adverse equity market conditions than a pure equity fund. However, the fund may perform less than a pure equity fund under favorable or positive market conditions. Andrzej is a fund manager within the Multi-Asset Funds team and is responsible for portfolio management and further development of institutional and private multi-asset funds. Prior to joining LGIM in July 2014, he was a fund manager at Aviva Investors. Our analysts selected this fund for the Wealth Shortlist. The objective of the fund is to provide a combination of growth and return and to keep the fund within a predetermined risk profile. The fund is part of a series of risk-profiled funds. The risk profile ranges from 1 to 10, with 1 being the least risky and 10 the highest. This fund is a 3. The level of risk of the fund is managed by limiting the nature and proportions of the assets it holds. The potential gains and losses of the funds are likely to be limited by the objective of remaining within their respective risk profiles. The fund`s target risk profile is determined by an independent company, Distribution Technology, and is based on the historical performance and volatility of various types of investments.

We use our experience and research, as well as the research and allocation policies of this independent firm, to limit the type of assets held and the allocation of each type of investment in order to remain within the target risk profile. At least 80% of the fund is invested in other approved investment funds. The fund will invest primarily in index tracking funds operated by Legal & General. Through the other funds, the fund will have between 50% and 100% exposure to corporate and government bonds and cash. Between 70% and 100% of the bonds to which the fund is exposed will be investment grade (rated as lower risk). The fund will also have exposure to corporate equities, UK commercial property, money market instruments and bank deposits. The Fund may use derivatives to reduce risk or costs or to generate additional capital or income without risk or at an acceptable low risk. Bruce is a Fund Manager on the Multi-Asset Funds team and leads the Portfolio Strategy team. He joined LGIM in February 2012. Previously, Bruce spent 12 years at Queensland Investment Corporation (QIC) where, as Director of Global Macro, he was responsible for approximately $40 billion in TAA derivatives overlays and a standalone total return fund to directly access these strategies. During his tenure at CIQ, he was also responsible for strategic asset allocation research, currency management and the implementation of a risk management framework. He has also advised pension funds and the Australian Government`s Future Fund on their asset allocation and risk management models.

Bruce holds the CFA designation and graduated from the University of Queensland with a Bachelor of Commerce (Honours) and a Bachelor of Economics. The wealth management shortlist includes funds that our analysts believe have the potential to outperform their peers over the long term. If a fund is not pre-selected, it is not a sell recommendation; However, if you`re thinking about increasing your investments, we believe the Wealth Shortlist is a good place to start. View funds on the shortlist of assets » For income units, all income is paid in cash. This can be withdrawn, reinvested or simply held in your account. In the case of accumulation units, any income will remain in the Fund; The number of shares remains the same, but the price of each unit increases by the amount of income generated within the fund. In general, accumulation units offer a slightly more efficient way to reinvest income, although many investors choose to hold income units and reinvest the income to purchase additional shares. Justin is a Fund Manager within the Portfolio Strategy team, where he focuses on managing the team`s multi-asset retail and risk-profile funds. Prior to joining LGIM in August 2013, Justin was a fund manager in Aviva Investors` multi-asset team, which combined dynamic strategic and tactical asset allocation with manager selection in multi-asset portfolio construction. He has been lead fund manager for a number of risk-based multi-asset funds and co-lead manager for a number of unit-linked life insurance and pension funds, as well as managers of manager offerings. Previously, Justin worked as a fund research analyst at Merrill Lynch and as an investment consultant at Aon Consulting. Justin holds the CFA designation and holds a degree in Economics from the University of Warwick and the HMRC Certificate in Investment Management estimates that from April 2013, reductions on annual fees (e.g.

Loyalty Bonuses) paid on funds from nominee accounts such as our Fund & Share account, which should be subject to income tax. Loyalty bonuses paid on ISA and SIPP funds are not affected and remain tax-exempt. *Exposure through publicly traded infrastructure equities/global real estate investment trusts (REITs)/private equity management companies/forestry companies ** Invests in short-term assets issued by governments, banks and high-quality corporations Asset allocation is subject to change. This device has been added to your cart, to view your cart, click here. Benchmark: ABI UK – Mixed investment 40%-85% Stock Pen. Keep in mind that past performance is not an indicator of future returns. If no data are presented, no figures are available. This information is provided to help you choose your own investments, keep in mind that they can both go down and up in value, so you can`t get back the amount originally invested.

In this case, the current saving is 0.00%, of which 0.00% is paid by the loyalty bonus. The tax that may be due on this loyalty bonus, and therefore the value of this savings for you, is listed below. We believe that all loyalty bonuses are tax-free and question HMRC`s interpretation. However, as we rise to this challenge, we pay loyalty bonuses in the Vantage Fund & Share account minus an amount equal to base tax. If we succeed in our challenge, we will give that money back to the customers. If we fail, we will use the money to pay all amounts owed to HMRC. 4 If you choose to receive earnings from a Vantage ISA or Vantage Fund & Share account, we collect all dividends for you and then deposit them directly into your bank account within the first 10 business days of the following month. Privacy Policy – All information should be used for informational purposes only. You need to review the data independently before making any investment decisions. HL cannot guarantee that the data is accurate or complete and assumes no responsibility for its use.

Morningstar Awards as of October 28, 2022. Broadridge data as of September 30, 2022. In some cases, ongoing savings are provided by our loyalty bonus. Loyalty rewards are tax-exempt in an ISA or SIPP. However, they can be taxed into a fund and stock account, which would reduce their value and increase ongoing net fees. Industry: PN Mixed Investment 40-85% Equities (See sector) To invest, you need to open an account. Try our handy filter and find out which one is right for you. This data is provided by Broadridge. HL accepts no responsibility for its accuracy and you should independently verify the data before making any investment decision.

All returns are variable and not guaranteed. As of July 31, 2022. If loyalty bonuses are taxable, the value of our current savings may be reduced for you, depending on the tax rate you pay. The following table gives an indication of how this may affect you. In addition, loyalty bonuses received by foreign investors, businesses, and charities do not have to be paid with the tax deduction. So, if you are a foreign investor or represent a business or charity, please let us know if you want your loyalty bonuses to be paid without any deduction of an amount equal to property tax.